“I’m too old.” ”I’m too young.”
“I don’t earn enough.” ”I will earn more in the future.”
“I have too many monthly expenses, I can’t right now.”
These are excuses and they do not tally with reality.
Saving is a state of mind. It is a personal contract you form with yourself and your family. Don’t breach it.
Lifestyles need to be adjusted to fit a savings plan, not the other way around. Make a commitment to modify your mindset.
When you stop spending, you save.