Large purchases typically don’t do us in. They don’t induce the downward spiral of financial hardship.
It is the accumulated dispensation on minutia. The day-to-day “drops in the bucket” that define who we are as consumers.
Are you spending $3.00 per day on coffee?
That $3.00 is an illusion, cloaking a larger cost.
That $3.00 defines your priorities as a consumer and erodes them.
Your daily gestures may seem trifling, but they hold much weight and characterize your financial self.